New Trends in Student Loan Cooperation: A Win-Win-Win Approach for Educational Institutions, Financial Institutions, and Students

In 2023, the scale of China's study-abroad market exceeded 600 billion yuan, but more than 60% of families gave up on top institutions due to financial issues. At the same time, educational institutions are troubled by low enrollment conversion rates, and financial institutions find it difficult to reach high-quality student groups. Can tripartite cooperation open up a new situation?

"Tuition Installment + Employment Guarantee" Program: Cooperating with vocational colleges, students will repay the tuition fees only after their post-graduation salary meets the standard.

Study Abroad Loan + Language Training Package: Sold as a package with educational institutions to lower the decision-making threshold for students

Alumni Network + Credit Endorsement: Cooperating with university alumni associations to provide low-interest loans for alumni's children

The collaborative project has increased the enrollment conversion rate of educational institutions by 35% and reduced the non-performing loan rate of lending institutions to 1.2%.