Startups Struggling with Loans? See How This Institution Uses a 'Cooperation Network' to Break the Financing Dilemma

90% of startups fail due to broken capital chains, yet traditional lending institutions shy away from them because of 'no collateral, no cash flow, and high risks'. The cooperation network is becoming the key to breaking this vicious cycle. This article reveals how an institution, through a 'loan + investment + service' ecosystem, has kept the non-performing loan rate of startup loans 60% lower than the industry average.

Cooperation with incubators: Early involvement in high-quality projects, providing "loans + office space subsidies"

Linkage with venture capital institutions: Implementing a "loan + follow-up investment" combination strategy for high-potential enterprises

Connection with industry leaders: Reducing the repayment risks of startups through supply chain finance

A certain AI medical startup: Obtained 5 million yuan in loans + 2 million yuan in angel investment through the cooperation network, and completed Series A financing within one year